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10 Holiday Tips to Help You Celebrate the Season
As you prepare for the holidays, check out 10 Holiday Tips. We hope our suggestions will help you to spend within your budget, keep your family safe, protect the environment, and more! In addition to...
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Before saying “yes” to a loan
If you are considering taking out a loan to buy a home, a new car, start your own business, or some other costly venture, be sure to see us before signing on the dotted line; even acting as a cosigner...
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The Clock is Ticking!
As NJ mourns it’s Sandy’s victims, we mustn’t forget those who were victims long before. Shelter Our Sisters hasn’t, and ICNJ wants to help. Please- the holiday clock is ticking!!! For every new...
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Farmers Mutual Fire Insurance Co. of Salem County paid us a visit!
From Left: Andrew Radespiel- ICNJ’s Personal Insurance Agent, Jennifer Manthey- ICNJ’s Commercial Insurance Agent, William J. Barfoot Jr.- Senior Field Rep at Farmers, Kent W. Jones- President and CE0...
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Insuring your in-home business
Approximately 40 million Americans operate full- and part-time businesses from their homes. The home-based business represents a substantial investment of time, money and property. Yet many...
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Homeowners options for the elderly
By James E. Pittz, CPIA Recently, I heard a story where a client had been paying the premiums on their parents’ home for the past 20 years. I thought that this was nice, the children looking out for...
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Thank you FB fans for making this possible
Pictured: ICNJ’s Personal Insurance Agent, Andrew Radespiel, handing a $150 check to Elaine K. Meyerson, Shelter Our Sister’s Executive Director. The money will be used to purchase toys for SOS’s...
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Does your Business Insurance need additional coverages?
If you are a business owner you have probably had to decide whether your business insurance is over covering your business or undercovering your business. Most companies have the most basic business...
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Sandy Wasn’t Forgiving. We Are.
Policyholders have been overwhelmed by all of the different resources and information they need in order to get “back to normal”, so one of our carriers, Plymouth Rock, decided to gather together...
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Winter driving tips
•First and foremost, if you don’t have to go out, don’t. • If you must drive during a winter storm, turn on your low beams, which provide better illumination in snow than high beams. • Do not use...
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Complex exposures created by leases
(By Dan Corbin, CPCU, CIC, LUTC) When the new simplified Commercial General Liability (CGL) policy was introduced in 1986, it was expected to help solve some coverage problems. While the jury is still...
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We feel we’ve grown quite close with you this past year!
Here is why: We started sending Newsletters in which we packed news, advice, and even discounts. We’ve been actively connecting via Facebook, Twitter and Linkedin. We started this resourceful blog! We...
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Do I have any control over my auto insurance premiums?
The New Jersey automobile insurance marketplace continues to be in a constant state of change. Each passing administration made changes to the insurance regulatory system in hopes of stabilizing...
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Insurance for the divorcing couple
According to various studies on American divorce rates, more than 40 percent of marriages end in divorce or annulments. If you and your spouse are going through a similar circumstance, we would like...
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How to Store Your Generator Safely
Prior to and during widespread power outages caused by Superstorm Sandy, many New Jersians became first-time owners of generators. Many new owners may not realize that taking care of your generator...
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Are you a good driver or a despicable one?
Patrick Harvey from the Progressive Insurance Company visited the Insurance Center’s office in Hackensack today to discuss Progressive’s Snapshot insurance discount program. Snapshot offer a maximum...
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Frozen Pipes & other Ice & Snow Damage
My pipes froze and burst, damaging my home. Do I have coverage? Most homeowner’s insurance policies, except for the very basic ones, cover damage to the home resulting from broken pipes due to...
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Where compassion meets action
In 2005, Maureen Bommer of Midland Park was fighting the insurance system for her daughter Julia, who suffered from Cerebral Palsy and a rare kidney disorder. Medicaid had cut Julia’s in-home nursing...
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Protect Your Valentine
You’ve spent time, energy, and money on picking out the perfect Valentine’s Day surprise. If your Valentine’s Day bling is worth more than the limit included on your home or renters policy, which it...
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